Towing Insurance And Coverage For Your Insurance Policy

Towing Insurance And Coverage For Your Insurance Policy

Anybody who is interested in buy a good auto insurance policy tends to focus on expenses that relate to comprehensive, collision, and liability coverage. Another thing that is valuable to policy seekers is uninsured motorist coverage. Drivers with great credit and resource might discover that they are able to acquire a quality coverage plan at an affordable rate.

Towing Insurance Coverage

Vehicles can break down even when you take really good care of your vehicle. Manufacturer defects can lead to your car stalling. Other incidents might result in you having an inoperable car. Your vehicle may be totaled in an accident or tires might suffer punctures. After your car has been stranded out on the road, it can be vulnerable to collisions and much more. That means you need it to be towed. Hopefully your insurance plan includes towing insurance that comes with roadside assistance.

A policy may come with free towing for your first 50 miles or something similar. There are other benefits besides saving money. When you need to be towed, be sure to call the right towing service so that you can avoid all of the risks that come with having to deal with bad towing services.

Rental Insurance Coverage

Whenever your vehicle is out of commission, troubles might start to pile up. Even if your towing bill is paid by the towing insurance, how are you going to pick up your kids from school or get to work? When you have rental coverage, a solution is provided by the insurance company. During car repairs, free rentals can disrupt your life. You also won’t deal with a rental company without help from the insurance company. It is even more important when you are younger since some rental agencies charge younger drivers $40 or more for rentals. Allow the insurance company to pay for it instead.

Excessive Wear And Tear Coverage

Some drivers might prefer to lease a car instead of buying one. It doesn’t matter which dealer you lease with, the vehicle has to become back in good condition. Otherwise, additional charges will be applied. For example, worn-out tires, can cost $500 or even more. However, you may not need to pay anything if you have excess wear and tear coverage.

Excess wear and tear coverage cover paint chips, scratches, and other minor issues that are not severe damage. It isn’t cheap to fix a couple of scratches on your fender. When this coverage is added to a leased car it can save quite a bit on the return times. There might also be other specialty coverages that are available. Find out what can be added to your policy. It can make your life less expensive and more convenient during tough circumstances.

Towing Insurance For Expert Towing Services

Even when you have the very best insurance coverage, it is still important to be very vigilant when you are out on the road. Whether a mistake is made by someone else or you, anyone can end up on the side of the road with a broken-down car Leahy’s Towing has the support you need. Whenever something goes wrong, be sure you know of a company that can call  to help you efficiently and quickly.

Challenges Tow Truck Drivers Face

Types Of Tow Trucks

The towing industry has grown quite popular in recent years thanks to an increase in the number of vehicles on our roads today. Ultimately, the more cars there are on the roads, the more breakdowns there will be, which calls for roadside rescue, recovery, and assistance from tow trucks. While most people think that handling a roadside breakdown is simple and straightforward, there are so many complications tow truck operators, and others within the industry, encounter daily.

There’s always some form of danger glaring at tow truck drivers every time they are out at work. Being a tow truck driver is not only hazardous; it is also a niche profession. That means it is hard for a random person to pop in and perform the duties of a breakdown specialist.

Road Navigation

If you have been driving for a while and have had the chance to drive a vehicle pulling a trailer or towing another car, you know how hard it can be to navigate the roads. To tow vehicles, you need to have impeccable driving skills and judgment. Driving a loaded tow truck can be very tricky, especially when the roads are covered with debris and potholes or are flooded or slippery. For one to be a great tow truck driver, their sense of knowledge of circumstances and situations must be very strong.

Bad Weather

Driving through harsh weather is tough for everyone on the road. Apart from making it hard to control your vehicle, severe weather conditions will often also hamper navigation and vision. If driving under harsh conditions in a normal car is challenging, now imagine how tough it is driving a tow truck that’s carrying another vehicle on its flatbed or is towing one behind it.

Poor Drivers

It’s quite clear now that driving a tow truck is something that requires one to be alert, skilled, and disciplined. While all these are qualities every tow truck driver possesses due to the nature of their work, not all road users are as adept and careful on the roads. Some road users either careless about safety on the road or do not mind other road users. Quieter roads are usually less challenging since they have lesser traffic. Things start to become tricky on busy roads. As traffic increases, so does your interaction with other road users. This poses a danger since not everyone on the road is a skilled, experienced, and cautious driver. As a truck driver, you might get hit from behind, causing you to swerve off your lane. There is also the probability that you might get knocked down while outside your truck mounting a broken-down vehicle or providing roadside assistance.

Exhaustion

Being a tow truck driver is no easy feat. Fatigue is one thing a lot of tow truck drivers often experience, especially when they’ve been working long hours. Exhaustion predisposes tow truck drivers to other hazards, including health-related challenges and accidents.

Leahy’s Towing have drivers experienced with all the above. Give us a call today and have us help with your towing needs.

Why Your Battery Is Killed By Winter Cold

Why Your Battery Is Killed By Winter Cold

One of the most common winter calls that tow truck companies get will be a dead battery. With the number of electrical and hybrid cars on the road increasing, the degradation of batteries in cold weather is becoming a much larger problem. The problem is that many people do not know what it is about the cold weather that negatively affects the performance of batteries and kills off older ones.

Cold Temperatures Slow Chemical Reactions

All batteries will rely on chemistry to work correctly whether they are lead-acid, lithium polymer or nickel-cadmium. Batteries are made up of a cathode, an anode, electrolyte solution, collector, and separator. Without going into too much detail, a freeing of electrons will create a current which only occurs through an electrochemical reaction relating to the cathode and the anode in the electrolyte solution. The problem is that cold temperatures will slow this reaction.

There are 2 interrelated problems that all car batteries will suffer from and they are sulfating and undercharging. With sulfating, the sulfate from the acid solution in the battery will coat the cell plates and this will interfere with its ability to hold and release electricity. Undercharging can be caused by too many short trips, a dying alternator, a faulty voltage regulator or your battery not getting enough energy when the engine runs. When this happens a memory effect will develop.

This means that the deepest parts of the sulfate is not being dispersed into the electrolyte solution. This will compromise the ability of the battery to fully charge. All of these issues will be exacerbated by cold weather, particularly in an older battery. Older batteries will already start to lose their efficiency because of the continuous use.

If you do not want to call a tow truck when your battery dies or when your car will not reliably start, you could try two things. If your battery is older than 4 to 5 years, you need to replace it. If you have a newer battery and have issues, you need to get a battery warmer. These items are relatively cheap when you compare them to being stranded and needing to call a tow truck.

If you cannot take either of these steps, you need to know a high-quality roadside assistance company. They will be able to help you when your car will not start because of a dead battery.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

Why You Need To Have Emergency Roadside Assistance Insurance Coverage

Why You Need To Have Emergency Roadside Assistance Insurance Coverage

What Is Roadside Assistance Insurance Coverage?

Emergency roadside insurance is more than an additional piece of auto insurance that helps you cover the costs of a breakdown. A roadside breakdown is something that can happen at any time and most people will have to deal with this at some point. However, the stress of these situations can be reduced when you have a number to call, assistance, reimbursement of expenses and support.

When you buy your auto insurance policy, you will generally be offered roadside assistance coverage. This is an additional premium which is generally minimal when compared to the rest of your insurance. However, the benefits of this insurance should not be overlooked.

The Benefits

Most people will overlook the insurance that is not legally required. They will also overlook insurance that seems to offer little when compared to their primary insurance policy or more substantial add-ons. However, the relatively low cost of this insurance will provide you with the support you need when your car breaks down on a cold and rainy night.

The policy details will vary depending on the insurance company and the policy you choose. The standard roadside assistance policy will have reasonable payments for the following:

• Mechanical labor provided at the breakdown site

• Towing the vehicle from potential danger

• Towing the vehicle to a repair site if the vehicle is inoperable

• The delivery of oil, fuel or a spare tire which is needed to make the vehicle operable

• The labor of a locksmith if you are unable to enter the vehicle

An Emergency Number To Call

Most insurance companies will have a dedicated emergency roadside assistance number that you can call when you need to. When your car breaks down, you will call the number on your policy and it will connect you to a trained operator. The operator will generally ask for your location, details about the situation and will contact a local towing or repair service. This service will respond to your situation.

Save With Emergency Roadside Assistance Insurance

If you become stranded with a car that will not move and do not have any roadside assistance insurance, you will be at the mercy of the towing and repair company that arrives at your location. While most of these companies are reliable and reputable with a set fee schedule, there are others that are not. These companies will take advantage of your situation and inflate the costs of helping you. If you have insurance coverage, the insurance company will cover the reasonable costs.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

What Is Vehicle Recovery Or Recovery Towing?

What Is Vehicle Recovery Or Recovery Towing?

Sometimes, off-road vehicles get stuck in situations that are impossible to get out of without the help of specialized towing tools. The drivers of these vehicles get a little bit overconfident, taking on challenging road conditions that are too much for their vehicles to handle.

Other times, large trucks, buses, and RVs pick up so much momentum when they are traveling that they can easily wind up slipping off the edge of the road or completely rolling over.

Vehicle recovery, which is also referred to as recovery towing, is designed to help recover these vehicles using special equipment.

Keeping Everyone Safe

The first thing that tow truck drivers have to do in situations like these is to make sure that everyone in the vehicle is safe. The driver or passengers are usually asked to move away from the area so that they don’t accidentally get in the way of the tow truck. This also helps keep them from inadvertently stepping out into traffic on the road.

Recovery Towing Equipment

When large vehicles such as motorhomes or tractor-trailers wind up in a borrow pit or ditch, large, sturdy equipment is usually required to get them out. Tow vehicles that are designed to deal with situations like these have a wider wheelbase than normal. They also have a much higher towing capacity and have stronger cables and winches than standard tow trucks.

In Harrisburg, towing companies like Leahy’s Towing have special training that allows them to safely deal with hazardous materials and to manage accident scenes. An important part of this involves keeping people away from the area where the accident occurred.

Certain situations require multiple recovery vehicles. For instance, when large semi-trucks rollover, two vehicles may be needed to pull them back into an upright position. Once they are back on their wheels, high-capacity tow trucks can pull them to a safer area. The drivers of these trucks undergo special training to learn how best to position and use the cables and other towing accessories to deal with situations like these.

Backcountry Vehicle Recovery

Driving in the mountains or backcountry can be dangerous, regardless of whether people are in two-wheel or four-wheel-drive vehicles. Oftentimes, they wind up getting stuck on dirt roads or sliding into ditches or ravines. Recovering these vehicles requires specialized equipment. More than that, it also requires special training to know how best to deal with vehicles that are stuck in out-of-the-way locations.

Occasionally, recovery companies such as Leahy’s Towing are also contacted to help recover small airplanes that have crashed in remote regions. Call us for more information, our service professionals are here to help.

What Are The Most Common Types Of Tow Trucks?

What Are The Most Common Types Of Tow Trucks?

All vehicles break down on occasion. A good towing company will have a wide range of equipment available so that they can use the right tools for the job, regardless of the situation. Cars, trucks, and other vehicles all come in different sizes, shapes, and weights. Additionally, they can wind up breaking down or getting stuck in a variety of different locations or situations. Vehicle recovery is particularly challenging when dealing with roads that have sharp curves, wet or slick road conditions, or steep edges. In situations like these, towing providers need access to the right tools to safely recover vehicles.

Over the years, a variety of different wreckers and towing tools have been developed to deal with just about any situation that you can imagine. Companies like Leahy’s Towing have to be ready for anything when it comes to recovering vehicles. For instance, they have large wreckers that are equipped to handle semi-trucks and other oversized vehicles. They also have a lot of other specialized tools that they can turn to when dealing with unique or challenging situations. As an added bonus, all of the operators are specially trained to handle a variety of challenging circumstances. Thanks to their expertise, they can provide assistance whenever it is needed.

Choosing The Right Wrecker For The Job

Different towing situations require different types of equipment. Ultimately, the goal of any towing company is to recover vehicles without damaging them in the process. That is why it is so important to use the correct equipment.

Some of the most common towing methods include the following:

Hook-And-Chain Towing – In the past, this type of towing was commonly used. However, because of the way the chain is attached to the vehicle, it can cause damage to the body. As a result, this method is usually reserved for vehicles that have already sustained major damage.

Boom Trucks -These trucks are equipped with large booms that are capable of recovering vehicles from ditches or other areas that are located off the side of the road. Vehicles like these are commonly used in the mountains or in areas where there is a lot of ice on the road.

Flatbed Towing – These trucks have a hydraulically-powered bed that angles down to the road, creating a ramp of sorts. A winch that is mounted on the truck can then be attached to the vehicle, pulling it up onto the bed. Once it is in place, the bed of the truck is raised back into a flat position so that the vehicle that is being towed can be hauled to its final destination.

Wheel-Lift Trucks – With this type of towing, a special yoke is secured underneath the drive wheels of the vehicle. Since it doesn’t come in contact with the rest of the vehicle, it doesn’t cause any damage. Once it is securely in place, the front or back of the vehicle is raised up off of the ground so that it can be towed wherever it needs to go.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

The Safety Measures For Towing A Car

The Safety Measures For Towing A Car

Towing a car is never fun, but towing services can be used for a variety of situations. There are times when the car cannot be driven because it has been disabled. Cars that are involved in accidents will also need to be towed away because the vehicle has been damaged or the driver is unavailable.

However, before you start to worry about the transportation of your car, you need to consider your personal safety. If you are stuck on a busy road, you need to turn on your emergency blinkers before you exit the car. You should then step away from the car and to the side of the road before you call for help. If you can, you should place flares or warning markers at least 100 yards behind your car to warn oncoming drivers.

Tow Truck Safety

Tow truck operators will have to deal with many different conditions. The cars, trucks, and SUVs of today are more complicated than in the past and the tow truck operator needs to be aware of the differences. Fortunately, the AAA has created a manual of 350 pages for tow truck drivers which helps them manage the many situations they find themselves in as well as the vehicles they could work with.

The Towing Process

Hooking up the car and pulling it is no longer a safe towing process. When the tow truck arrives on the scene, they will need to follow the instructions in the manual regarding towing your vehicle. This is why you need to always contact a professional towing company.

The situation has changed because of the complexities in modern cars. The brakes, lights, and steering wheel could be affected when the engine is off. There are many stories of people being injured or killed while towing a vehicle. One instance occurred in Michigan where a helpful neighbor was killed by a flying chain which had broken loose from a snowbound vehicle.

Professional tow trucks will have blinkers, flashing lights, and other ways to warn oncoming vehicles of their presence. They can also use these features to alert drivers while they move along the road at a reduced speed.

Avoiding The Mechanical Dangers

There are some vehicles which have manuals which state that none of the wheels should be on the ground when the vehicle is being towed. This is due to the fact that the all-wheel-drive system can be seriously damaged when this happens. It is possible for the transaction or transmission to be completely ruined when the wheels are pulled behind the truck.

If you have one of these vehicles, they will need to be flat-bedded. The problem is that not all tow truck companies will have the capacity to offer this. This is something that you will have to check in advance and not when you need to be towed.

If you have a front or rear-wheel drive vehicle, the non-drive wheels may have to be the ones that are on the ground. A rear-wheel-drive vehicle will need to be towed backward.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

Important Tips To Consider When Choosing The Right Towing Company

Important Tips To Consider When Choosing The Right Towing Company

Towing companies, just like any other services or organizations, are not created equal. There are various factors that needed to be taken into consideration such as the company’s reputation, experience in the industry, availability, training their employees have received and the location are just some of the main aspects that one has to carefully review when looking for a towing service.

There will come a point in our lives where we’ll need a towing service – it is inevitable. Your RV may break down, or your truck or sedan just won’t suddenly start and you’re away from home. Accidents may occur at any time in our life, or for whatever reason, you’re stuck somewhere and needs immediate assistance.

Planning Ahead Is The Best Way To Go

First and foremost, look for the available towing services in your area, or in those areas where you’ll be passing through. Check your route and familiarize yourself with the available companies that you can call just in case these problems may occur. Ideally, you may want to keep those companies’ phone numbers along with you because you’ll never know when you’ll need to call them.

When you’re traveling to another town or someplace far away from home, you must find a towing company that offers a 24-hour towing service. Again, save those numbers – either write it down or save it in your phonebook for easy access. Doing this helps you minimize the amount of stranded time since you have already done your research beforehand.

If you’re traveling to Harrisburg, Leahy’s Towing prides itself in offering 24-hour recovery and towing services, with only the best drivers with full certifications and training. They can handle various situations and types of vehicles.

Determining High-Quality Towing And Recovery Companies

Not everyone who’s offering towing services can properly address and help you with your situation. For instance, not all companies have the capacity to tow larger vehicles, while some others have limited location range. At times, we don’t know if the company can help secure and ensure the individuals’ safety, while some others only have business hours and are not available 24 hours a day.

It is important that you find someone who can take care of all of your needs, regardless of your situation and/or vehicle type. Also, it is crucial that you only hire a service that operates with fully licensed tow trucks. Their license number is usually displayed on the vehicle – and is a good way to determine the company’s capability. Never, under any circumstance, work with unmarked trucks – whether they’re unlicensed or no company logo displayed on their truck.

Driver Training

Another thing that you also have to take into consideration is the driver’s ability to handle special circumstances, including stressful ones. These people should have undergone licensing for HAZMAT conditions. Drivers in these towing companies should have also received special training to address emergency situations. Exams may vary from one state to another. For instance, a written exam is required in Colorado, followed by a driving and an operational test before they receive their certification.

Because of the proven track record and expertise in the field, Leahy’s Towing personnel are often times contacted by the authorities to handle emergency situations and are the trusted ones to help motorists with clearing vehicles, no matter what the time of the day or night it is.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

Important Information About Having Your Vehicle Towed

Important Information About Having Your Vehicle Towed

At one point or another, you probably will find yourself in a situation where you need to have your vehicle towed. When unexpected problems occur, having a plan in place is the best option. That way, you can work with a towing company that not only provides fast service but that also has the right equipment for the job.

Step #1 – Plan Ahead

Towing companies typically provide service in areas that are located within about an hour of their home base. If you are going to be taking a long trip, it is a good idea to write down the contact information for reputable towing companies along the way.

Take a look at a map of the route that you plan to travel. Find cities or towns that are located about every 50 miles. Do a little bit of research for each of those towns to find the top-rated towing service. Make sure that they are licensed, insured, and certified. They should also provide 24-hour service. Put together a notebook that has the name of each company, their location, and their phone number. That way, you can quickly call for help if you need it anywhere along the way.

Step #2 – Get Out Of The Way

Regardless of whether your vehicle breaks down or is involved in an accident, it is important for you and any passengers in your vehicle to move away from the road as quickly as possible. Getting out of the path of oncoming traffic is important for ensuring your safety.

Step #3 – Reach Out To The Towing Company

Use the information that you researched earlier to find the towing company that is located closest to your current location. Give them a call and let them know exactly what is going on. Provide them with details about your location as well as what happened to your vehicle. Be as accurate as possible. Not only will this allow them to get to you more quickly but it also will help them decide which equipment is required for the job.

Step #4 – Discuss The Pricing Ahead Of Time

While you have the towing service on the phone, discuss their payment policy. Ideally, the company will take cash or credit cards. Ask them to provide an estimate for how much the service will cost. That way, you can be sure that it will fit within your budget.

Step #5 – Decide Where You Want The Vehicle Towed

Oftentimes, towing companies will simply tow your vehicle to their lot. From there, you can tell them where you want to have it taken for repairs. If you know where you want to have the repairs done, however, you can have the company tow your vehicle directly to that location. Sending it straight to the repair shop rather than to the company’s lot will usually wind up costing less.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.

How Important Is Roadside Assistance?

How Important Is Roadside Assistance?

Roadside assistance can seem like an unnecessary expense until you find yourself in a situation where you need it. When something goes wrong and you are stranded on the side of the road, nothing feels better than being able to call for help.

When your car breaks down or you are involved in an accident, it can be quite scary. This is particularly true if you are stuck in a remote location with few vehicles passing by. Fortunately, if you have roadside assistance, you won’t have long to wait until help arrives. With the help of a qualified professional, you can quickly get your vehicle to a safe location so that you can figure out what steps to take next.

Roadside Assistant Clubs And Memberships

It is easy to fall into the trap of thinking that you will never need roadside assistance. As it turns out, however, most people do at one point or another. Signing up for AAA or some other type of roadside assistance insurance can help offset the cost of having your vehicle towed if problems arise.

A good habit to get into is keeping the contact information of a local towing company handy, no matter where you go. If you are traveling in a large vehicle like an RV, it is important to remember that not every towing company has the equipment necessary to handle these vehicles. Before you leave on your trip, spend some time researching towing companies along the way so that you know which ones to contact if you need them.

Be Smart

If a warning light appears on your dashboard, it is usually best to pay attention to it. Avoid the temptation to keep driving until you get to a place where you can stop for help. If you drive your vehicle when it is overheating or when a warning light is flashing, it can wind up causing a significant amount of damage, leading to more costly repairs.

If you have a roadside assistance plan, the odds of you pulling off and playing it safe are much higher. Having your vehicle towed is the best way to avoid damaging it, which is why this is such a great option.

All that you have to do is find a safe place to pull over. You can then contact your roadside assistance provider for assistance the minute that you notice a problem.

If you do need to have your vehicle towed, consider reaching out to Leahy’s Towing. They not only can tow standard vehicles like cars and trucks but they can also deal with larger vehicles like motorhomes and tractor-trailers. They can even handle off-road recovery situations. The tow truck drivers are specially trained to deal with emergencies or hazmat situations.

One of Leahy’s Towing top priorities is to make sure that all of the people at the scene of the incident are safe and protected before dealing with the vehicles.

Let Leahy’s Towing help you when you need assistance. Call us for more information, our service professionals are here to help.